Wednesday, 2 April 2014

Google Wallet Wants To Be Your Only Wallet

By Cornelius Nunev


Will Google Wallet replace the conventional wallet? Many think such digital wallet services are the wave today.

Begin

At the Google Wallet website, you can very easily set up an account linking your credit and debit cards to the account. You even get to pick a preferred card with it. Then, you just need to download the application to your cell phone and watch for the digital wallet payment in stores where you can then pay through the app.

Account figures in your phone

Google Wallet works by assigning the consumer a virtual MasterCard account number. The account number is used to draw funds from your credit or debit card of choice, be it Visa, MasterCard, American Express or Discover. When used offline, the virtual MasterCard number is the one used by the merchant except in rare cases involving Citi MasterCard, then the preferred card is charged later. Online purchases charge the preferred card directly.

You can keep thieves from stealing your account data by using a virtual number instead of a real one. On top of that, the info for the card is stored with the number instead of with your cell phone. Google Wallet can then deactivate on the phone and wipe all information from the app if you report your phone stolen.

Trip with Google Wallet

With any service that aspires to take the place of traditional cash-in-hand payments, there will be the question of whether you can leave the house without it. Google Wallet makes it easy to leave without having to make sure that you're carrying all of your credit cards, and that's a big part of the current trend toward a cashless society. But you'll still need your wallet for things like you driver's license, or at least until they find a way to digitize that. And not all merchants are on board with services like Google Wallet, although it's only a matter of time.




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